We have to start behaving like the beneficiaries of disruption, and not its victims.
We live in a remarkably fortunate country. Over the past 25 years we have enjoyed sustained economic growth unrivalled around the globe.
This run of prosperity reflects different drivers of growth, from the microeconomic reforms of the 1990s to the resource boom brought about by China's urbanisation in the past decade.
It also reflects a healthy combination of good management and good luck, but the prevailing sentiment seems to indicate that the luck side of this equation might be coming to an end. 
Yes, we are faced with a number of challenges that we need to come to terms with. The end of the resource boom, slowing global economic expansion and an ageing population are just some of the issues that are real and present now.
But there's an old saying that suggests luck is a combination of preparation and opportunity. As a nation we have the opportunity - the question is, are we prepared to do what's required to lock in our future prosperity?
Stimulation of longer-term growth requires a sustained improvement in national productivity. Unfortunately, when there is reference to "productivity improvements" too often it's equated with downsizing and job losses. A more useful approach would be to see productivity improvement as a reflection of a package of more tangible public policy and corporate goals.
To remain relevant in today's global economy, businesses need to adopt innovative technology to enhance their products, services and productivity.
Risk-taking and innovation will need to become embedded in our national psyche. We have to find a way to free ourselves from the conservatism that seems to be rife in the way we conduct ourselves commercially.
For this to happen we need the right mindset around disruption. We need to embrace the disruptive power of technology and innovative thinking, so that we are the beneficiaries of disruption rather than the victims.
This is something we think about a lot at PwC - doubly so since our research shows that accounting is one of the top 10 professions most in danger from digital disruption. But we are not the only ones.
The rise of fintech in financial services has that sector looking over its shoulder, with a recent PwC study suggesting the majority of the industry believes up to a quarter of its revenue could be at risk from standalone fintech challengers. The media industry is perhaps the classic example of industry disruption, with the advent of digital technology and the internet forcing business models to evolve rapidly.
So how can we turn disruption to our favour? It will take bold leadership and a willingness to try new things, to fail, and try again.
And it's not a challenge we can simply lay at the feet of our legislators. The Prime Minister's innovation statement was a good start, but corporate Australia also has an enormous role to play and it's a responsibility we must embrace.
Partnerships will be crucial - you don't need to always develop your own capabilities when you can team with others for mutual benefit. It was this thinking that prompted us to enter a joint business relationship with Google in 2014 and every day we are seeing incumbent organisations partnering with start-ups, accelerators, incubators and technology companies.
Education, particularly science, technology, engineering and mathematics (STEM) skills, will be a vital part of this as digital disruption renders many traditional professions redundant. STEM skills will future-proof our workforce, but it is up to the business community to create the demand for graduates of these disciplines.
The question isn't if a particular sector or industry will face disruption - it's when. And how we respond will largely determine our future prosperity.
Fortunately, achieving comes down to mindset, and the extent to which leaders seek to embrace or avoid disruption. For Australia to thrive it must be the former. It's time to create our own luck.
Luke Sayers is the chief executive of PwC Australia and is a panellist at The Australian Financial Review Business Summit on   March 16.